Experts are warning businesses and computer users to beware of 2021’s emerging cyber-threats.

As a very eventful 2020 comes to a close, we would like to share the following tax tips to consider before year-end: 1. Maximize your retirement savings. The contribution limit on an IRA or Roth IRA is $6,000 in 2020 with an additional catch-up contribution of $1,000 for taxpayers age 50 and over. The 401k plan contribution limit is $19,500 with an additional contribution of $6,500 for taxpayers age 50 and over.

Having dealt with the coronavirus now for over 6 months, we have become quite familiar with a viral contagion. It spreads quickly and we can’t always tell who has it.

The brain has a lot of gray matter but hates gray areas. As a planning machine, the brain needs information that is certain so it can figure out the best course of action. And when we don’t get certain information, we get agitated. Perhaps you have said, “I don’t care if the news is good or bad, just tell me what it is. Not knowing is the worst.”

As we enter emotionally charged presidential campaigns, we should prepare ourselves for an onslaught of pessimism. Election talking points tend to be more about slinging mud than the candidate's outline for future prosperity. Why do they focus so much on the negative?

From neglecting your emergency fund to withdrawing too soon, there are fundamental mistakes that could cost retirees dearly in the future.